Retail Banks

Retail banks are on the front line of the payments evolution. As digitalization transforms the way businesses interact with their customers and challenges traditional business models, retail banks need transaction processing and payment solutions that enable them to respond with innovative new products and services.


Transaction processing systems have traditionally been siloed around individual channels like ATM, POS, branch, internet or mobile banking. Today you need a transaction processing solution that is designed to be flexible and adaptable to address single or multiple channels and be ready for the next development from the market. Whether that is card based EMV transactions, contactless mobile payments, account based internet banking transactions or servicing Open APIs, the NCR portfolio gives you a roadmap to a next-generation omni-channel payment solution. So you can focus on building a business that gives your customers a great experience every time.


With over 80% of check deposits still done at the branch, banks are focused on image enabling at the branch and driving deposits to less costly digital channels. With remote deposit capture of checks, the traditional back office processes are transforming to better manage thousands of new client engagement points for banks. Whether a client chooses to make deposits using digital or physical channels; at the ATM, at a branch, small business and corporate location, online or by mobile phone, NCR’s solutions will seamlessly capture, process, archive and exchange to clear the transaction providing a great customer experience. Our check and image processing and scanning solutions are built on a foundation of long-established industry knowledge and consulting expertise, integrated with a full range of high quality imaging transports, scanners, mobile phones and ATMs, and supported by global customer service.