Payments and Transaction Processing


Deliver the frictionless, "always on" transactional experience your customers

want—while solving your top payments system challenges—with NCR.


Give customers control of their payments—while giving them functionally rich, secure, resilient and scalable performance across channels—with NCR payments solutions.


The payments space is changing. Gone are the days of consumers just using their cards at ATMs or POS. Whether it’s P2P mobile payments, EMV, contactless, real-time payments or online shopping, consumers expect to make payments and move money when, where and how they want. At the same time, financial institutions, merchant acquirers and national institutions face rising costs of maintaining legacy systems, and competition from new entrants to the market, as they try to meet the demand. Now more than ever, institutions must break away from siloed systems and offer the real-time omni-channel payments experience their customers want.



Transaction Processing Solutions from NCR: Meet today’s demands and adapt to tomorrow’s innovations

Our solutions help you improve efficiency while enabling you to tackle new challenges. Since retail banks, merchant acquirers and national institutions (central banks, clearing houses or national processors) have different needs, we designed our solutions to be flexible and configurable to your specific business requirements. From omni-channel payments integration and transaction routing and authentication from any device source or system, to digitizing check deposits and real-time payments, our solutions help you compete, adapt and grow.



Authentic: NCR’s Intelligent Transaction Processing Platform

Designed for today’s fast-changing payments business and part of NCR’s CxBanking software suite, Authentic is the payments engine of choice for issuers, acquirers, payment service providers, ISOs and merchants around the world.

Get insights into the top payments challenges today – all in one place


Real Time Payments

Offer instant, 24/7 payments between bank accounts so your institution can participate in the real-time payments environment.

High Availability

NCR enables your institution to deploy high availability on standard, non-proprietary hardware with solutions benchmarked at over 10,000 TPS.

Open Banking

Leverage our open platform to deliver innovative applications and services, and execute payment transactions around the world.


Transaction processing systems for payments are a critical part of your financial system infrastructure — and your customer experience. When it comes to migrating to a new platform, failure isn’t an option. 

Modern Card Processing

NCR’s Authentic payments solution supports traditional card channels as well as newer sectors and new transaction authorization.


Deploy your applications in the cloud with NCR payments solutions that are built using Java technology, helping you increase agility and cost-effectiveness.

Modernizing the ATM Experience

Deliver the extended ATM functionality your customers expect, from contactless transactions to managing cash and check transactions in real time to video teller integration.

Talk to an NCR consultant


NCR payments technology – transforming payments, transforming businesses