Modernizing the Banking Experience


Modernizing the Banking Experience

Give customers control of their payments—while giving them functionally rich, secure, resilient and scalable performance across channels—with NCR payments solutions.


The payments space is changing. Gone are the days of consumers just using their cards at ATMs or POS. Whether it’s P2P mobile payments, EMV, contactless, real-time payments or online shopping, consumers expect to make payments and move money when, where and how they want. At the same time, financial institutions, merchant acquirers and national institutions face rising costs of maintaining legacy systems, and competition from new entrants to the market, as they try to meet the demand. Now more than ever, institutions must break away from siloed systems and offer the real-time omni-channel payments experience their customers want.



Transaction Processing Solutions from NCR: Meet today’s demands and adapt to tomorrow’s innovations

Our solutions help you improve efficiency while enabling you to tackle new challenges. Since retail banks, merchant acquirers and national institutions (central banks, clearing houses or national processors) have different needs, we designed our solutions to be flexible and configurable to your specific business requirements. From omni-channel payments integration and transaction routing and authentication from any device source or system, to digitizing check deposits and real-time payments, our solutions help you compete, adapt and grow.



Authentic: NCR’s Intelligent Transaction Processing Platform

Designed for today’s fast-changing payments business and part of NCR’s CxBanking software suite, Authentic is the payments engine of choice for issuers, acquirers, payment service providers, ISOs and merchants around the world.

Solve more of your payments challenges with NCR payments solutions

Real Time Payments

Offer instant, 24/7 payments between bank accounts so your institution can participate in the real-time payments environment.

High Availability

NCR enables your institution to deploy high availability on standard, non-proprietary hardware with solutions benchmarked at over 10,000 TPS.

Open Banking

Leverage our open platform to deliver innovative applications and services, and execute payment transactions around the world.

Modernizing the ATM Experience

Deliver the extended ATM functionality your customers expect, from contactless transactions to managing cash and check transactions in real time to video teller integration.

Modern Card Processing

NCR’s Authentic payments solution supports traditional card channels as well as newer sectors and new transaction authorization.


Deploy your applications in the cloud with NCR payments solutions that are built using Java technology, helping you increase agility and cost-effectiveness.


Transaction processing systems for payments are a critical part of your financial system infrastructure — and your customer experience. When it comes to migrating to a new platform, failure isn’t an option. 


NCR payments technology – transforming payments, transforming businesses

Connect with our sales team

Got a question? Let’s connect. Just fill out the form to get the conversation started:

*By checking the subscription box, you agree to receive emails from NCR about products, updates and promotions that may be of interest to you. You can withdraw your consent at any time by clicking here to manage your subscription choices, and click here to access NCR's Privacy Policy.