- PIN debit offers more advantages for businesses with a large average ticket, so as soon as it’s safe, you’ll want to contact your payment processor to add the PIN debit service
- If you continue with PIN debit, be sure to clean the PIN pad and keep hand sanitizer nearby for each transaction
- Signature debit (also known as offline debit) offers more advantages for businesses who have a small average ticket, like convenience stores and fast food restaurants
- Small average tickets generally benefit from processing all transactions as credit, making it simple for the customer and merchants
While NCR does not endorse nor recommend removing the US Common AID from the EMV initialization files, we can provide information on how to do this. Contact your NCR representative for a step-by-step guide on how to make the change in your NCR EPS payment solution.
If your payment processing is with NCR Payment Solutions, you can email Assist.Payments@ncr.com and request the PIN debit service removed. If not, you can call your payment processor and ask to remove the debit service during the pandemic.
*In the spring and fall each year, Visa and Mastercard have new releases which includes interchange price increases. Visa has delayed the April 2020 enhancements/increases to July 2020. Latest information from Visa can be found here: https://usa.visa.com/support/small-business/regulations-fees.html.