Authentication from embedded fingerprints and eye recognition has been on the rise for years, particularly in countries like India and China. Now, during the pandemic, worldwide adoption is accelerating.
In 2018, for example, Visa launched a payment card that’s fingerprint enabled. So, while there is a chip that customers can use if they prefer, the customer’s fingerprints are also stored on the card. During a transaction, the customer puts their finger on the card’s sensor to activate the card and pay for the transaction. There’s no need to insert the card or enter any numbers on a pin pad, provide signatures or any other “touchy” way to complete payment.
And, Visa’s fingerprint enabled cards can be accepted by any POS system that supports EMV cards and mobile payments. Not only do they make totally touchless payments at self-checkout possible, they offer much more security and they’re self-charging.