Cash Management Solutions

The suite of APTRA Cash Management products optimize cash operations across the entire cash supply chain delivering significant and tangible savings. Cash optimization is the art of putting the right amount of cash in the right place at the right time coupled with the lowest possible cost.

Given the variable cost base, changing consumer demand and the increasing move towards localized cash recycling, cash forecasting and optimization software provides significant opportunities to balance customer expectations of cash availability with improved supply chain management and reduced handling costs.

The NCR APTRA Cash Management solution is capable of interacting with secure transport, through to the cash vault. Based on cash withdrawal and deposit demand patterns, variable interest rates and processing costs the software is capable of producing optimized schedules and recommendations to reduce costs across the entire supply chain

Cash forecasting is just the beginning and is the most basic level of automation. APTRA Cash Management goes way beyond this and into Cash Optimization to deliver incremental savings. This allows for smart cost balancing of all the costs involved with cash operations with the major resulting benefit going straight to the bottom-line of the bank. These products apply mathematics and sound business rules developed with over 20 years of experience to continually and indeed daily find the optimal method of cash replenishment across ATMs, branches and vaults.

Banks on all six continents save millions of dollars through applying cash only where and when it is needed whilst reducing dormant cash and unnecessary transportation. Banks can typically save around $1,000 per ATM per year, $2-5,000 per Branch per year and around $500,000 per vault location.