NCR APTRA Transaction Manager

You need an infrastructure to fully electronify your check imaging, integrate payments from multi channels, and send balanced files via exchange engines. All while driving down costs and maximizing your item volume. NCR APTRA™ Transaction Manager is a proven payment processing solution used by many major bank sites globally to optimize their operations.

This image-based, enterprise-wide data perfection engine manages multiple deposit workflows from the branch, ATM, and commercial customer. It reduces your costs by consolidating all remote deposit capture and conventional paper on a single integrated enterprise system. It leverages advanced recognition, image quality, balancing and reject repair technologies to validate all data and images before sending them to IRD printers, transit banks, and archives.

Data Perfection incorporated capabilities include:

An integrated managed workflow process where multiple Electronic and Paper streams can be validated, corrected and balanced simultaneously

• Flexible integration into a central or distributed processing environment
• Compatibility with legacy systems while being fully scalable for adjustable transaction volumes
• Customizable to feed your Host system
• Extension capabilities for risk and compliance processes with the addition of NCR Deposit Review. Running in parallel to NCR APTRA Transaction Manager check-processing workflow, Deposit Review detects, isolates and evaluates “suspect” check imaging deposits early in the processing before posting or image exchange. This results in a more complete and efficient risk review without increasing the overall processing time.

Validate your payments closer to the point of presentment and reap the benefits:

• Reduced Costs: utilizing intuitive based software to automatically recognize amounts and MICR data reduces keying labor and Day 2 adjustments
• Decreased Risk: streamlines check processing on one platform. Reducing errors and segregating exceptions to balancing experts for quick resolution decreasing fraud

NCR APTRA Transaction Manager represents the next major evolutionary step in check processing, and can evolve to where your processing requirements lead with comprehensive capabilities and payment integrity. We understand quality matters.